Energy-Efficient Mortgages Elizabethtown KY

Local resource for energy-efficient mortgages in Elizabethtown, KY. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Priority Mortgage Associates LLC
(270) 763-8111
1107 Crown Pointe Dr Ste H-1
Elizabethtown, KY
 
Guardian Mortgage LLC
(270) 505-1097
790 N Dixie Highway Suite 400
Elizabethtown, KY
 
North Central Kentucky Mortgage Services
(270) 769-0663
4000 N Dixie Hwy
Elizabethtown, KY
 
Magnolia Bank
(270) 765-4072
651 W Dixie
Elizabethtown, KY
 
Kentucky Neighborhood Bank
(270) 351-5626
201 E Lincoln Blvd
Radcliff, KY
 
Countrywide Mortgage Ventures LLC
(866) 217-8032
100 Chase Way Ste 4
Elizabethtown, KY
 
Kentucky Neighborhood Bank
(270) 735-1401
1000 North Dixie Avenue
Elizabethtown, KY
 
First Federal Savings Bank
(270) 765-2131
2323 Ring Rd
Elizabethtown, KY
 
Cecilian Bank
(502) 737-1593
1808 North Dixie Avenue
Elizabethtown, KY
 
Van Dyk Mortgage Corporation
(270) 351-4000
2481 S Dixie Blvd
Radcliff, KY
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Kentucky Mortgage Licensing Body

Website: www.kfi.ky.gov

Phone: (502) 573-3390

State: Kentucky

Licensed By: Kentucky Dept of Financial Institutions

Additional Info: Kentucky Dept of Financial Institutions - http://www.kfi.ky.gov/ 502-573-3390 kfi@ky.gov (KY is licensed through the NMLS)