Energy-Efficient Mortgages Dubuque IA

Local resource for energy-efficient mortgages in Dubuque, IA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Dubuque Bank And Trust Company
(563) 589-2149
1398 Central Ave
Dubuque, IA
American Trust And Savings Bank
(563) 582-1841
895 Main St
Dubuque, IA
Tricor Lending LLC
(563) 556-5441
500 Iowa St
Dubuque, IA
Fidelity Bank And Trust
(563) 557-2300
4250 Asbury Road
Dubuque, IA
Sands Mortgage CO
(563) 584-9763
3430 Dodge Street
Mortgage Brokers

Cherry Creek Mortgage Co Inc
(563) 690-0374
3255 Foothill Ct
Dubuque, IA
Comunity Lending Inc
(563) 588-0999
2026 Central Ave
Dubuque, IA
Cottingham And Butler Inc
(319) 583-7344
300 Stampfer Bldg P.o. Box 28
Dubuque, IA
Mortgage Express Inc
(563) 583-5570
3343 Center Grove Drive Suite E
Mortgage Brokers

State Central Bank LPF
(563) 583-3646
1805 John F Kennedy Road
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Iowa Mortgage Licensing Body


Phone: (515) 281-4014

State: Iowa

Licensed By: Iowa Division of Banking

Additional Info: Iowa Division of Banking - 515-281-4014 (IN is licensed through the NMLS)