Energy-Efficient Mortgages Deming NM

Local resource for energy-efficient mortgages in Deming, NM. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Wells Fargo - Deming
(575) 544-6640
223 S Gold Ave
Deming, NM
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-01:00 PM
Sun Closed

State National Bank
(505) 544-7345
411 Cody Road
DEMING, NM
Services
Mortgage Brokers

Aaa Worldwide Financial Company
(505) 872-1616
8205 Spain Rd Ne Ste 107
Albuquerque, NM
 
Rt Funding Group Inc
(505) 275-0560
3916 Juan Tabo Blvd Ne Ste 6
Albuquerque, NM
 
Keyworth Mortgage Funding
(505) 266-7800
7021 Prospect Pl Ne
Albuquerque, NM
 
First New Mexico Bank
(575) 546-2691
300 S Gold Ave
Deming, NM
 
Northern New Mexico Mortgage
(505) 988-2276
130 Grant Avenue Suite 202
Santa Fe, NM
 
Fidelity Trust Mortgage Services LLC
(505) 338-1446
4131 Barbara Loop Se Ste 1B
Rio Rancho, NM
 
Creative Lending Corp
(505) 346-5468
6757 Academy Rd Ne Ste.B
Albuquerque, NM
 
Southwest Funding Lp
(800) 552-4365
2100 New Mexico Ave
Las Vegas, NM
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

Click here to read the rest of this article from Remodeleze.com

New Mexico Mortgage Licensing Body

Website: www.rld.state.nm.us

Phone: (505) 476-4885

State: New Mexico

Licensed By: Regulations and Licensing Dept. Division of Finance

Additional Info: Regulations and Licensing Dept. Division of Finance - (505) 476-4885 http://www.rld.state.nm.us/ (NM is licensed through the NMLS)