Energy-Efficient Mortgages Deming NM

Local resource for energy-efficient mortgages in Deming, NM. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Wells Fargo - Deming
(575) 544-6640
223 S Gold Ave
Deming, NM
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-01:00 PM
Sun Closed

State National Bank
(505) 544-7345
411 Cody Road
Mortgage Brokers

Quality Financial Services
(505) 327-2435
216 N Auburn Ave
Farmington, NM
First Security Mortgage Corp Of Nm
(505) 836-8665
3730 Coors Blvd Nw Ste C
Albuquerque, NM
Los Alamos National Bank
(505) 662-5171
1200 Trinity Drive
Los Alamos, NM
First New Mexico Bank
(575) 546-2691
300 S Gold Ave
Deming, NM
Charter Bank
(505) 332-5500
5200 Eubank Blvd Ne
Albuquerque, NM
Home123 Corporation
(505) 878-0200
6565 Americas Pkwy Ne Ste 620
Albuquerque, NM
Mountain Pacific Mortgage Co
(505) 527-4400
225 E Idaho Ave Ste 11
Las Cruces, NM
Securitybanc Corporation
(505) 634-1466
253 County Road 4990
Bloomfield, NM

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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New Mexico Mortgage Licensing Body


Phone: (505) 476-4885

State: New Mexico

Licensed By: Regulations and Licensing Dept. Division of Finance

Additional Info: Regulations and Licensing Dept. Division of Finance - (505) 476-4885 (NM is licensed through the NMLS)