Energy-Efficient Mortgages Decatur GA

Local resource for energy-efficient mortgages in Decatur, GA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

First Resource Mortgage LLC
(404) 294-6898
3345 Kensington Rd
Decatur, GA
 
Emory Federal Credit Union
(404) 329-6415
1237 Clairmont Rd
Decatur, GA
 
Primary Residential Mortgage Inc
(770) 808-1399
2500 Park Central Blvd Ste B2
Decatur, GA
 
South Dekalb Church Federal Cu
(404) 244-4754
2853 Candler Road Suite 4
Decatur, GA
 
Seniors Home Reverse Mortgage Inc
(404) 299-0100
2754 N Decatur Rd Ste 114
Decatur, GA
 
First Start Mortgage Corporation
(404) 534-3030
4280 Memorial Dr Ste C
Decatur, GA
 
Wachovia Mortgage Corporation
(404) 929-7700
250 E Ponce De Leon Ave
Decatur, GA
 
Miracle Home Funding Mortgage Services
(404) 294-1990
778 Rays Rd Ste 102
Stone Mountain, GA
 
Premier Mortgage Funding Inc
(404) 241-4880
2853 Candler Rd Ste 102
Decatur, GA
 
Allied Home Mortgage Capital Corporation
(404) 874-4114
881 Ponce De Leon Ave Ne Ste 7
Atlanta, GA
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Georgia Mortgage Licensing Body

Website: dbf.georgia.gov

Phone: (770) 986-1633

State: Georgia

Licensed By: Georgia Dept of Banking & Finance

Additional Info: Georgia Dept of Banking & Finance - (770) 986-1633 http://dbf.georgia.gov (GA is licensed through the NMLS)