Energy-Efficient Mortgages Council Bluffs IA

Local resource for energy-efficient mortgages in Council Bluffs, IA. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Liberty Bank Fsb
(712) 325-4494
2650 W Broadway
Council Bluffs, IA
 
Advantage Mortgage Service Inc
(712) 325-1947
35 North Main Place Ste 175
Council Bluffs, IA
 
Mortgage Express Inc
(402) 342-9578
1616 Vinton Street
Omaha, NE
 
Primary Residential Mortgage Inc
(402) 934-7989
852 S 35Th Ave
Omaha, NE
 
Teambank Na
(402) 291-2000
1902 Harlan Dr
Bellevue, NE
 
American National Bank
(712) 388-5000
333 W Broadway
Council Bluffs, IA
 
Ark-la-tex Financial Services LLC
(214) 420-2700
17414 Turnberry Rdg
Council Bluffs, IA
 
Wells Fargo Bank Na
(402) 536-2454
1919 Douglas St
Omaha, NE
 
Metro Health Services Federal Credit Un
(402) 552-7121
1910 S 44Th St
Omaha, NE
 
Great Western Bank
(402) 952-6000
6015 Nw Radial Hwy
Omaha, NE
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Iowa Mortgage Licensing Body

Website: www.idob.state.ia.us

Phone: (515) 281-4014

State: Iowa

Licensed By: Iowa Division of Banking

Additional Info: Iowa Division of Banking - 515-281-4014 http://www.idob.state.ia.us/ (IN is licensed through the NMLS)