Energy-Efficient Mortgages Coeur D Alene ID

Local resource for energy-efficient mortgages in Coeur D Alene, ID. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Bankcda
(208) 665-5999
1052 W Mill Ave
Coeur D Alene, ID
 
First Horizon Home Loan Corporation
(509) 325-0440
1250 Ironwood Dr Ste 310
Couer D'alene, ID
 
Key Mortgage Corporation
(208) 765-5626
2020 Lakewood Drive Suite 308
Coeur D'alene, ID
 
Global Credit Union
(208) 666-9418
245 W Appleway Ave
Coeur D Alene, ID
 
Idaho Independent Bank
(208) 765-3619
912 Northwest Blvd
Coeur D Alene, ID
 
Acceptance Capital Mortgage Corporation
(208) 667-5577
1713 E Sherman Ave
Coeur D Alene, ID
 
Firstbank Northwest
(208) 664-4992
1233 Northwood Center Ct
Coeur D'alene, ID
 
Eagle Home Mortgage LLC
(208) 664-5310
1620 Northwest Blvd # 101
Coeur D Alene, ID
 
Acceptance Capital Mortgage Corporation
(208) 765-0117
410 Sherman Avenue Suite 201
Coeurd'alene, ID
 
American Pacific Mortgage
(208) 665-9310
500 Government Way Suite-300
Coeur D Alene, ID
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Idaho Mortgage Licensing Body

Website: finance.idaho.gov

Phone: (208) 332-8000

State: Idaho

Licensed By: Idaho Dept. of Finance

Additional Info: Idaho Dept. of Finance - (208)332-8000 http://finance.idaho.gov/ (ID is licensed through the NMLS)