Energy-Efficient Mortgages Clarksdale MS

Local resource for energy-efficient mortgages in Clarksdale, MS. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

North Mississippi Business Products
(662) 621-2400
223 Sharkey Avenue Suite 104
CLARKSDALE, MS
Services
Mortgage Brokers

Land Bank of North Mississippi
(662) 627-4784
2653 North State Street
CLARKSDALE, MS
Services
Mortgage Brokers

First National Bank Clarksdale
(662) 627-3261
402 East 2nd Street
CLARKSDALE, MS
Services
Mortgage Brokers

Hopkins Billy Insurance
(662) 627-3477
138 Sunflower Avenue
Clarksdale, MS
 
Dunbar Gloria T
(662) 624-6797
110 Yazoo Avenue
CLARKSDALE, MS
Services
Mortgage Brokers

Allstate Insurance Companies Independent Agent Clarksdale
(662) 624-5441
203 Sunflower Avenue
Clarksdale, MS
 
Johnson J H And Co Inc
(662) 624-6571
118 3rd Street
Clarksdale, MS
 
Fiser Insurance Agency Inc
(662) 627-4126
215 1st Street
Clarksdale, MS
 
Mortgage Matters Inc
(662) 624-8181
130 Desoto Avenue Suite 6
CLARKSDALE, MS
Services
Mortgage Brokers

Delta Insurance And Transcontinental Lending
(662) 624-6688
523 Desoto Avenue
Clarksdale, MS
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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