Energy-Efficient Mortgages Blackfoot ID

Local resource for energy-efficient mortgages in Blackfoot, ID. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

United Mortgage Corp Of America
(208) 357-0534
283 West Pine
Shelley, ID
Allied Home Mortgage Capital Corporation
(208) 522-0227
855 N. Capital
Idaho Falls, ID
Mortgage One
(208) 785-1855
49 West Judicial Street
Mortgage Brokers

Washington Federal Savings
(208) 785-2446
715 West Judicial Street
Mortgage Brokers

Wells Fargo - Blackfoot
(208) 782-2350
109 S Broadway St
Blackfoot, ID
Office Hours
Mon-Thu 09:30 AM-05:00 PM
Fri 09:30 AM-06:00 PM
Sat 10:00 AM-04:00 PM
Sun Closed

Bank Of Commerce
(208) 523-2020
205 A Street
Idaho Falls, ID
First Horizon Home Loan Corporation
(208) 237-0030
1075 S Utah Ave Ste 100
Idaho Falls, ID
Idaho Agricultural Credit Association
(208) 785-1510
188 West Judicial Street
Mortgage Brokers

Western States Mortgage
(208) 782-2400
34 Louella Street
Mortgage Brokers

Wells Fargo Financial
(208) 782-0469
1173 Parkway Dr Parkway Plaza
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Idaho Mortgage Licensing Body


Phone: (208) 332-8000

State: Idaho

Licensed By: Idaho Dept. of Finance

Additional Info: Idaho Dept. of Finance - (208)332-8000 (ID is licensed through the NMLS)