Energy-Efficient Mortgages Billings MT

Local resource for energy-efficient mortgages in Billings, MT. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Intermountain Mortgage Co Inc
(406) 252-2600
3333 2Nd Ave N Ste 250
Billings, MT
 
First Citizens Bank
(406) 247-4100
2812 1St Avenue North
Billings, MT
 
Streeter Brothers Mtg Corp
(406) 252-0551
2823 6Th Avenue N
Billings, MT
 
Mann Mortgage LLC
(406) 245-6266
219 N 30Th St
Billings, MT
 
Western Security Bank
(406) 238-8843
2401 Grand Ave
Billings, MT
 
Wallinder Mortgage Brokers Inc
(406) 655-4343
746 Grand Avenue
Billings, MT
 
Empire Equity Group Inc
(406) 671-9898
490 N 31St Street Suite-135
Billings, MT
 
Fidelity Home Mortgage Corporation
(888) 354-3794
4900 Laurel Rd
Billings, MT
 
Rocky Mountain Bank
(406) 655-6025
2615 King Ave W
Billings, MT
 
First Interstate Bank
(406) 652-1100
2501 Central Avenue
Billings, MT
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Montana Mortgage Licensing Body

Website: banking.mt.gov

Phone: (406) 841-2920

State: Montana

Licensed By: Montana of Banking & Financial Inst.

Additional Info: Montana of Banking & Financial Inst. (406) 841-2920 http://banking.mt.gov/ (MT is licensed through the NMLS)