Energy-Efficient Mortgages Beckley WV

Local resource for energy-efficient mortgages in Beckley, WV. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

First Horizon Home Loan Corporation
(304) 255-6267
304 S Heber St
Beckley, WV
 
Chase Bank
(304) 256-2273
500-600 Neville St
Beckley, WV
Type
Freestanding
Office Hours
Mon:8:30-5:00
Tues:8:30-5:00
Wed:8:30-5:00
Thurs:8:30-5:00
Fri:8:30-6:00
Sat:9:00-2:00
Sun:closed

Carteret Mortgage
(304) 253-7750
300 North Kanawha Street
BECKLEY, WV
Services
Mortgage Brokers

Chase Bank
(304) 255-2757
4140 Robert C Byrd Dr
Beckley, WV
Type
Freestanding
Office Hours
Mon:8:30-5:00
Tues:8:30-5:00
Wed:8:30-5:00
Thurs:8:30-5:00
Fri:8:30-6:00
Sat:9:00-2:00
Sun:closed

Omni Financial And Insurance Services
(304) 255-6191
112 East Main Street
Beckley, WV
 
Stinson Mortgage
(304) 253-0069
110 Sunset Dr
BECKLEY, WV
Services
Mortgage Brokers

United Bank Offices Fayetteville Atm Location Mortgage Department
(304) 574-1358
129 Main Street Lbby
Beckley, WV
 
Citifinancial
(304) 253-8394
405 Beckley Plaza
BECKLEY, WV
Services
Mortgage Brokers

United Bank - Offices- Fayetteville- ATM Location- Mortgage Department
(304) 574-1358
129 Main Street Lbby
BECKLEY, WV
Services
Mortgage Brokers

United Home Lending
(304) 255-1447
129 Main Street Lbby
BECKLEY, WV
Services
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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