Energy-Efficient Mortgages Beatrice NE

Local resource for energy-efficient mortgages in Beatrice, NE. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

First National Bank Of Omaha Downtown Facility
(402) 228-4241
8th & Court
Beatrice, NE
 
US Bank - Beatrice Office
(402) 228-4213
200 N 6th St
Beatrice, NE
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm
Sat 09:00 am to 12:00 pm

First National Beatrice Bank & Trust Company
(402) 223-4041
Beatrice, NE
 
Custer Federal Savings Ala
(308) 872-6486
341 South 10 Ave
Broken Bow, NE
 
Commercial State Bank
(402) 586-2266
519 East Broadway Po Box 179
Wausa, NE
 
First National Bank And Trust Co Of Beatrice Aka First National Beatrice First National Beat
(402) 223-4041
120 North 6th Street
Beatrice, NE
 
Farmers Union Insurance Co Steve Winter
(402) 223-5555
815 Court Street
Beatrice, NE
 
First National Bank of Wahoo
(402) 443-4117
201 East 5th Street
BEATRICE, NE
Services
Mortgage Brokers

Mortgage Express Inc
(402) 342-9578
1616 Vinton Street
Omaha, NE
 
Valley Bank And Trust
(308) 436-2300
1425 10Th Street
Gering, NE
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Nebraska Mortgage Licensing Body

Website: www.ndbf.ne.gov

Phone: (402) 471-2171

State: Nebraska

Licensed By: Nebraska Dept. of Banking & Finance

Additional Info: Nebraska Dept. of Banking & Finance (402) 471-2171 http://www.ndbf.ne.gov/about/contactus.shtml (NE is licensed through the NMLS)