Energy-Efficient Mortgages Bardstown KY

Local resource for energy-efficient mortgages in Bardstown, KY. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Town & Country Bank And Trust Company
(502) 348-3911
201 N 3Rd St
Bardstown, KY
Wilson And Muir Bank And Trust
(502) 348-5996
107 N 3Rd St
Bardstown, KY
Aaron Mortgage Company
(859) 336-0062
208 W Main St Ste D
Springfield, KY
Hbnc Inc
(502) 957-7787
3393 Burkland Blvd
Shepherdsville, KY
Wilson And Muir Bank And Trust Co
(502) 348-5996
107 North 3rd Street
Bardstown, KY
Kentucky Home Bank
(502) 348-4643
940 Bloomfield Rd
Bardstown, KY
Aaron Mortgage Company
(502) 350-0064
112 Manor Ave Ste 201
Bardstown, KY
Peoples Bank Mt Washington
(502) 538-7301
201 N Bardstown Road
Mount Washington, KY
Wilson and Muir Bank
(502) 349-9100
105 East Flaget Street
Mortgage Brokers

CTX Mortgage Company
(502) 348-1404
101 Manor Drive
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Kentucky Mortgage Licensing Body


Phone: (502) 573-3390

State: Kentucky

Licensed By: Kentucky Dept of Financial Institutions

Additional Info: Kentucky Dept of Financial Institutions - 502-573-3390 (KY is licensed through the NMLS)