Energy-Efficient Mortgages Arkansas City KS

Local resource for energy-efficient mortgages in Arkansas City, KS. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Home National Bank
(620) 442-4040
126 South Summit Street
ARKANSAS CITY, KS
Services
Mortgage Brokers

Docking Insurance Agency
(620) 442-5200
127 South Summit Street
ARKANSAS CITY, KS
Services
Mortgage Brokers

American General Financial Services
(620) 442-5150
227 South Summit Street
ARKANSAS CITY, KS
Services
Mortgage Brokers

Home National Bank
(620) 229-8700
1520 Main Street
WINFIELD, KS
Services
Mortgage Brokers

Kansas Farm Bureau Financial Services Craig Reed
(316) 221-2090
1200 Main St
Winfield, KS
 
Barbour Title
(620) 442-7029
116 West Chestnut Avenue
Arkansas City, KS
 
Munson Austin Agency
(620) 442-7800
111 East Washington Avenue
Arkansas City, KS
 
American General Financial Services
(620) 221-4040
1702 Main Street
WINFIELD, KS
Services
Mortgage Brokers

Barbour Title Company
(620) 221-0430
216 East 9th Avenue
Winfield, KS
 
Cornerbank Mortgage
(620) 221-4206
113 East 9th Avenue
WINFIELD, KS
Services
Mortgage Brokers

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Kansas Mortgage Licensing Body

Website:

Phone: (785) 296-2266

State: Kansas

Licensed By: Kansas licensed mortgage company. Division of Consumer and Mortg. Lending

Additional Info: Division of Consumer and Mortg. Lending (785) 296-2266 www.osbckansas.org (KS is licensed through the NMLS)