Energy-Efficient Mortgages Arkadelphia AR

Local resource for energy-efficient mortgages in Arkadelphia, AR. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Elk Horn Bank And Trust Company
(870) 246-5811
601 Main St
Arkadelphia, AR
 
Benchmark Mortgage Inc
(870) 246-5756
509 Main St
Arkadelphia, AR
 
US Bank - West Pine Office
(870) 246-4653
2701 Pine St
Arkadelphia, AR
Drive Up Hours
Mon 09:00 am to 04:30 pm
Tue 09:00 am to 04:30 pm
Wed 09:00 am to 04:30 pm
Thur 09:00 am to 04:30 pm
Fri 09:00 am to 05:00 pm
Sat 09:00 am to 12:00 pm

Southern Bancorp Bank
(870) 246-5811
601 Main St
Arkadelphia, AR
 
Pioneer Abstract And Title Co Inc
(870) 246-8081
501 Main Street
Arkadelphia, AR
 
Amerifirst Financial Corp
(870) 403-0906
203 S 26Th St Ste B
Arkadelphia, AR
 
Summit Bank
(870) 230-1100
409 Main Street
Arkadelphia, AR
 
U S Bank Branch Offices Arkadelphia Arkadelphia Main Street Office
(870) 246-4511
526 Main Street
Arkadelphia, AR
 
US Bank - Arkadelphia Main Street Office
(870) 246-4511
526 Main St
Arkadelphia, AR
Drive Up Hours
Mon 08:30 am to 04:00 pm
Tue 08:30 am to 04:00 pm
Wed 08:30 am to 04:00 pm
Thur 08:30 am to 04:00 pm
Fri 08:30 am to 05:00 pm

Summit Bank
(870) 230-1100
409 Main Street
Arkadelphia, AR
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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