Energy-Efficient Mortgages Anchorage AK

Local resource for energy-efficient mortgages in Anchorage, AK. Includes detailed information on local businesses that give access to energy efficient mortgages, mortgage companies, energy efficient loans as well as information on mortgage companies and content on mortgages.

Alaska Mortgage Bankers Association
(888) 553-0500
PO Box 9-2691
Anchorage, AK
 
Empire Equity Group Inc
(907) 569-5363
4141 B St Ste 308
Anchorage, AK
 
Primary Residential Mortgage Inc
(907) 929-5626
510 W. Tudor #5
Anchorage, AK
 
Alaska Usa Federal Credit Union
(907) 786-2886
4000 Credit Union Dr
Anchorage, AK
 
Aleutian Housing Authority
(907) 563-2146
4000 Old Seward Hwy-Ste 202
Anchorage, AK
 
Keybank National Association
(907) 564-0282
101 West Benson Boulevard
Anchorage, AK
 
American Home Mortgage Corp
(907) 277-6333
1400 W Benson Blvd Ste 315
Anchorage, AK
 
Cherry Creek Mortgage Co Inc
(907) 646-2802
3000 C St Ste 101
Anchorage, AK
 
Seattle Mortgage Company
(907) 562-5626
4300 B St Ste 206
Anchorage, AK
 
First National Bank Alaska
(907) 777-5600
101 W 36Th Ave Ste 216
Anchorage, AK
 

Energy Efficient Mortgages

What are energy efficient mortgages? More and more people are using them to purchase greener homes and save money in the long run. See what they are, who can use them, and what the benefit of having an energy efficient mortgage is.  

Energy Efficient Mortgages are mortgages that will give credit for a home’s energy efficiency in an actual mortgage, which gives a lendee the chance to fund cost-effective, energy saving home. This extends the debt-to-income eligibility ratios, allowing a lendee to meet the requirements for a larger loan. Not only do they receive a larger loan, but they also improve their situation with a home that is better and more energy-efficeint. 

Why should people buy energy efficient homes? There are many benefits to having an energy efficient home. The first two things that people talk about when buying an energy efficient home is that a) it costs less and b) it is better for the environment. An energy-efficient home saves a homeowner a significant amount of money on monthly bills because it uses less energy for heating, cooling, and water heating. It also creates less pollution, an obvious benefit for the environment. Energy efficient homes are also said to have increased comfort. Homes are typically cooler in the summertime, and warmer in the winter without using nearly as much energy. It is also said that the air quality in these homes is much better—improvement of duct systems typically means better airflow. 

These energy efficiency mortgages are mostly used to purchase new homes, which are already energy efficient. However, an energy efficient mortgage can be used to do energy efficient upgrades on existing or older homes. People who use these can spend a little bit more on their monthly mortgage payment because their energy efficient homes cost less on a monthly basis for other bills. In order to apply and receive an energy efficient mortgage, the borrower normally has to allow a home energy ...

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Alaska Mortgage Licensing Body

Website: www.commerce.state.ak.us

Phone: (907) 269-4594

State: Alaska

Licensed By: Alaska Dept. of Commerce

Additional Info: Alaska Dept. of Commerce (907) 465-2530 http://www.commerce.state.ak.us/ (AK is licensed through the NMLS)